Terms of Service

1. Nature of Our Service

InsureHunt is a platform that allows users to request insurance quotes from independent licensed insurance agents and agencies. We are not an insurance company, broker, or underwriter. We do not issue insurance policies, provide insurance advice, or guarantee coverage or pricing.

All insurance products are provided and serviced solely by licensed insurance professionals and carriers.

2. Eligibility

You must be:

• At least 18 years old
• Residing in the United States
• Legally authorized to provide personal information required for insurance quote requests

Use outside of these conditions is strictly prohibited.

3. User Responsibilities

You agree that:

• All information you provide is truthful, current, and accurate
• You will only use the Site for personal or authorized purposes
• You will not submit fraudulent or misleading information
• You will not attempt to interfere with or compromise the Site's functionality, security, or data

We reserve the right to refuse or terminate access if you violate these Terms.

4. Agent Relationships

When you request quotes:

• Your information will be shared with participating licensed insurance agents/agencies
• Any discussions, quotes, advice, or transactions are solely between you and the agent/carrier
• InsureHunt is not responsible for agent performance, actions, or compliance

Agents/agencies operate under their own legal and privacy policies.

5. No Professional Advice

Information on our Site is for general educational purposes only and is not legal, financial, or insurance advice. You should consult a licensed professional before making coverage decisions.

6. Communications and Consent (TCPA Compliance)

By submitting your information, you consent to be contacted by:

• InsureHunt
• Participating insurance agents/agencies
• Our service providers

Contact may include emails, phone calls, SMS/text messages (including through automated systems) related to your quote requests.

You may revoke consent at any time by contacting us directly or following opt-out instructions provided.

7. Third-Party Services

The Site may include links to third-party websites or tools. We are not responsible for:

• Their content
• Their services or products
• Their security or privacy practices

Use them at your own risk.

8. Intellectual Property

All Site content including logos, trademarks, graphics, text, and software is owned by InsureHunt or licensed to us. You may not:

• Copy, reproduce, or distribute content without permission
• Reverse engineer or attempt to extract our proprietary technology

9. Limitation of Liability

To the maximum extent allowed by law:

InsureHunt is not liable for any direct, indirect, incidental, special, punitive, or consequential damages, including those arising out of:

• Insurance quotes or transactions with agents/carriers
• Use or inability to use the Site
• Errors, delays, interruptions, or system failures
• Unauthorized access to personal information

Any insurance-related claims must be directed to the applicable agent or carrier.

10. No Warranty

The Services are provided on an “as is” and “as available” basis. We do not guarantee:

• Accuracy or completeness of information
• Availability of specific quotes or agents
• Acceptance of coverage by any carrier

Use of the Site is at your sole risk.

11. Indemnification

You agree to defend, indemnify, and hold harmless InsureHunt and its officers, employees, and partners from any claims, liabilities, damages, or expenses arising out of:

• Your use of the Site or Services
• Violation of these Terms
• Interactions or agreements with insurance professionals

12. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of the State of Florida, without regard to conflicts of law principles.

Any dispute shall be resolved:

• First through good-faith negotiation
• Then, if necessary, through binding arbitration on an individual basis

You waive the right to participate in class actions.

13. Changes to Terms

We may modify these Terms at any time. Updates will be posted with a revised “Last Updated” date. Continued use of the Site indicates acceptance of changes.

14. Termination

We reserve the right to suspend or terminate access to the Site at our discretion, with or without notice, including for violations of these Terms.

15. Contact Information

If you have questions about these Terms, contact: