📍Waukesha, WI

Find Insurance Agents in Waukesha, WI

Waukesha has 36 insurance agents averaging 4.8 stars across 3,739 reviews. The most popular services are pet (22 agents), auto (21 agents), home (21 agents).

36
Licensed Agents
4.8/5
Avg. Rating
12 yrs
Avg. Experience
7
Service Types

Insurance in Waukesha, Wisconsin

Key insurance factors and local considerations for Waukesha residents.

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Auto Insurance in Waukesha

Wisconsin drivers pay an average of $1,739/yr for auto insurance — 23% below the national average of $2,264. With severe winter driving conditions and deer collisions very common, comprehensive coverage is especially important. Wisconsin is an at-fault state with minimum liability of 25/50/10.

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Home Insurance in Waukesha

Homeowners in Wisconsin pay $1,402/yr on average — 46% below the national average.

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Life Insurance in Waukesha

With Wisconsin's cost of living, Waukesha residents have diverse life insurance needs. Approximately 55% of Wisconsin households carry life insurance.

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Renters Insurance in Waukesha

Many Waukesha residents rent. Renters insurance averages $172/yr in Wisconsin, protecting personal property and beyond.

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Final Expense Insurance in Waukesha

With a growing senior community and regional funeral costs averaging $8,100, final expense insurance helps Waukesha families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Waukesha

Many Waukesha households own pets. With average vet visit costs of $60 in Wisconsin, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Waukesha

Wisconsin has a 5.5% uninsured rate. Residents can find plans through the federal marketplace at healthcare.gov. Open enrollment runs November through January.

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📊Local Data

Waukesha, WI Insurance by the Numbers

Key insurance, driving, and demographic statistics for Waukesha and Wisconsin to help you make informed coverage decisions.

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4,411,182
Licensed Drivers in WI
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Auto Insurance

$1,739/yr
Avg. auto premium in WI
13.3%
Uninsured motorist rate
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Home Insurance

$1,402/yr
Avg. homeowners premium in WI
$117/mo
Monthly cost estimate
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Renters Insurance

$172/yr
Avg. renters premium in WI
$14/mo
Monthly cost estimate
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Motorcycle Insurance

$440/yr
Avg. motorcycle premium in WI
Under 18
Helmet law requirement
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Health Insurance

5.5%
Uninsured rate in WI
Partnership
ACA Marketplace type
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Life Insurance

55%
Life insurance ownership rate
Above Avg.
Life expectancy rank
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Business Insurance

500,000
Small businesses in WI
Required
Workers' comp status
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Final Expense

18%
Population age 65+
$8,100
Avg. funeral cost
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Pet Insurance

70%
Pet ownership rate
$60
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Waukesha, WI

What types of insurance can I find in Waukesha, WI?
Insurance agents in Waukesha offer auto insurance, home insurance, life insurance, renters insurance, pet insurance, health insurance, and final expense insurance. With 36 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Waukesha?
Waukesha has 36 licensed insurance agents with an average rating of 4.8 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
Why are so many drivers uninsured in Wisconsin?
Wisconsin has an uninsured motorist rate of 13.3%, which is above the national average. High premiums, economic hardship, and limited enforcement all contribute to more drivers going without coverage. If you live in Waukesha, carrying uninsured/underinsured motorist (UM/UIM) coverage is strongly recommended to protect yourself financially.
How much does car insurance cost in Waukesha, WI?
The average car insurance premium in Wisconsin is $1,739 per year, which is below the national average of $2,264. Your actual rate in Waukesha depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Waukesha agents is the best way to find your lowest rate.
How much does renters insurance cost in Waukesha?
Renters insurance in Wisconsin averages about $172 per year, or roughly $14 per month. That's below the national average of $189 per year. Your actual cost in Waukesha depends on your coverage limits, deductible, and any bundled discounts with other policies.
Why are so many people uninsured in Waukesha?
In Waukesha, the state's overall uninsured rate is 13.3%, which exceeds national averages. Contributing factors include the cost of premiums, limited employer-sponsored options, and gaps in Medicaid eligibility. A licensed health insurance agent in Waukesha can help you explore marketplace plans, short-term coverage, or Medicaid options to find affordable protection.

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