📍Tulsa, OK

Find Insurance Agents in Tulsa, OK

Tulsa has 77 insurance agents averaging 4.7 stars across 34,472 reviews. The most popular services are auto (56 agents), home (56 agents), life (56 agents).

77
Licensed Agents
4.7/5
Avg. Rating
12 yrs
Avg. Experience
7
Service Types

Insurance in Tulsa, Oklahoma

Key insurance factors and local considerations for Tulsa residents.

🚗

Auto Insurance in Tulsa

Oklahoma drivers pay an average of $2,560/yr for auto insurance — 13% above the national average of $2,264. With Tornado Alley debris hazards and oil field truck traffic, comprehensive coverage is especially important. Oklahoma is an at-fault state with minimum liability of 25/50/25.

Find auto insurance agents
🏠

Home Insurance in Tulsa

Homeowners in Oklahoma pay $6,128/yr on average — 138% above the national average.

Find home insurance agents
❤️

Life Insurance in Tulsa

With a median household income of $48,077, Tulsa residents have diverse life insurance needs. Approximately 46% of Oklahoma households carry life insurance.

Find life insurance agents
🏢

Renters Insurance in Tulsa

Many Tulsa residents rent. Renters insurance averages $253/yr in Oklahoma, protecting personal property and beyond.

Find renters insurance agents
🕊️

Final Expense Insurance in Tulsa

With a growing senior community and regional funeral costs averaging $7,100, final expense insurance helps Tulsa families avoid financial burden. No-exam whole life policies are widely available through local agents.

Find final-expense insurance agents
🐾

Pet Insurance in Tulsa

Many Tulsa households own pets. With average vet visit costs of $52 in Oklahoma, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

Find pet insurance agents
🏥

Health Insurance in Tulsa

Oklahoma has a 14% uninsured rate. Residents can find plans through the federal marketplace at healthcare.gov. Open enrollment runs November through January.

Find health insurance agents
📊Local Data

Tulsa, OK Insurance by the Numbers

Key insurance, driving, and demographic statistics for Tulsa and Oklahoma to help you make informed coverage decisions.

👥
411,894
City Population
🏠
170,700
Households
🚗
2,597,517
Licensed Drivers in OK
💲
$48,077
Median Household Income
🚗

Auto Insurance

$2,560/yr
Avg. auto premium in OK
13.4%
Uninsured motorist rate
🏠

Home Insurance

$6,128/yr
Avg. homeowners premium in OK
$511/mo
Monthly cost estimate
🏢

Renters Insurance

$253/yr
Avg. renters premium in OK
$21/mo
Monthly cost estimate
🏍️

Motorcycle Insurance

$490/yr
Avg. motorcycle premium in OK
Under 18
Helmet law requirement
🏥

Health Insurance

14%
Uninsured rate in OK
Federal (HC.gov)
ACA Marketplace type
❤️

Life Insurance

46%
Life insurance ownership rate
Below Avg.
Life expectancy rank
💼

Business Insurance

400,000
Small businesses in OK
Required
Workers' comp status
🕊️

Final Expense

16%
Population age 65+
$7,100
Avg. funeral cost
🐾

Pet Insurance

71%
Pet ownership rate
$52
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Tulsa, OK

What types of insurance can I find in Tulsa, OK?
Insurance agents in Tulsa offer auto insurance, home insurance, life insurance, renters insurance, final expense insurance, pet insurance, and health insurance. With 77 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Tulsa?
Tulsa has 77 licensed insurance agents with an average rating of 4.7 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
Why are so many drivers uninsured in Oklahoma?
Oklahoma has an uninsured motorist rate of 13.4%, which is above the national average. High premiums, economic hardship, and limited enforcement all contribute to more drivers going without coverage. If you live in Tulsa, carrying uninsured/underinsured motorist (UM/UIM) coverage is strongly recommended to protect yourself financially.
How much does car insurance cost in Tulsa, OK?
The average car insurance premium in Oklahoma is $2,560 per year, which is above the national average of $2,264. Your actual rate in Tulsa depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Tulsa agents is the best way to find your lowest rate.
Why is home insurance expensive in Oklahoma?
Home insurance in Oklahoma averages $6,128 per year, about 138% above the national average of $2,580. Natural disaster risk, high rebuilding costs, and increased claims frequency all contribute to elevated premiums. Bundling policies and improving your home's resilience can help Tulsa homeowners reduce costs.
How much does renters insurance cost in Tulsa?
Renters insurance in Oklahoma averages about $253 per year, or roughly $21 per month. That's above the national average of $189 per year. Your actual cost in Tulsa depends on your coverage limits, deductible, and any bundled discounts with other policies.
Why are so many people uninsured in Tulsa?
In Tulsa, the state's overall uninsured rate is 13.4%, which exceeds national averages. Contributing factors include the cost of premiums, limited employer-sponsored options, and gaps in Medicaid eligibility. A licensed health insurance agent in Tulsa can help you explore marketplace plans, short-term coverage, or Medicaid options to find affordable protection.

Insurance Agents in Nearby Cities

Ready to Find Your Agent in Tulsa?

Compare local insurance agents, get free quotes, and save on coverage — it only takes a minute.