📍Lewiston, ME

Find Insurance Agents in Lewiston, ME

Lewiston has 36 insurance agents averaging 4.3 stars across 881 reviews. The most popular services are pet (24 agents), health (22 agents), auto (21 agents).

36
Licensed Agents
4.3/5
Avg. Rating
11 yrs
Avg. Experience
7
Service Types

Insurance in Lewiston, Maine

Key insurance factors and local considerations for Lewiston residents.

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Auto Insurance in Lewiston

Maine drivers pay an average of $1,517/yr for auto insurance — 33% below the national average of $2,264. With icy roads November through April and moose crossings, comprehensive coverage is especially important. Maine is an at-fault state with minimum liability of 50/100/25.

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Home Insurance in Lewiston

Homeowners in Maine pay $1,294/yr on average — 50% below the national average.

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Life Insurance in Lewiston

With Maine's cost of living, Lewiston residents have diverse life insurance needs. Approximately 50% of Maine households carry life insurance.

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Renters Insurance in Lewiston

Many Lewiston residents rent. Renters insurance averages $153/yr in Maine, protecting personal property and beyond.

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Final Expense Insurance in Lewiston

With a growing senior community and regional funeral costs averaging $8,800, final expense insurance helps Lewiston families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Lewiston

Many Lewiston households own pets. With average vet visit costs of $68 in Maine, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Lewiston

Maine has a 7% uninsured rate. Maine operates its own health insurance marketplace. Open enrollment runs November through January.

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📊Local Data

Lewiston, ME Insurance by the Numbers

Key insurance, driving, and demographic statistics for Lewiston and Maine to help you make informed coverage decisions.

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1,065,361
Licensed Drivers in ME
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Auto Insurance

$1,517/yr
Avg. auto premium in ME
4.9%
Uninsured motorist rate
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Home Insurance

$1,294/yr
Avg. homeowners premium in ME
$108/mo
Monthly cost estimate
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Renters Insurance

$153/yr
Avg. renters premium in ME
$13/mo
Monthly cost estimate
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Motorcycle Insurance

$330/yr
Avg. motorcycle premium in ME
Under 18
Helmet law requirement
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Health Insurance

7%
Uninsured rate in ME
State-Based
ACA Marketplace type
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Life Insurance

50%
Life insurance ownership rate
Average
Life expectancy rank
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Business Insurance

150,000
Small businesses in ME
Required
Workers' comp status
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Final Expense

21.8%
Population age 65+
$8,800
Avg. funeral cost
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Pet Insurance

65%
Pet ownership rate
$68
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Lewiston, ME

What types of insurance can I find in Lewiston, ME?
Insurance agents in Lewiston offer final expense insurance, health insurance, auto insurance, home insurance, life insurance, renters insurance, and pet insurance. With 36 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Lewiston?
Lewiston has 36 licensed insurance agents with an average rating of 4.3 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
How much does car insurance cost in Lewiston, ME?
The average car insurance premium in Maine is $1,517 per year, which is below the national average of $2,264. Your actual rate in Lewiston depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Lewiston agents is the best way to find your lowest rate.
Do I need flood insurance in Lewiston?
Lewiston faces weather risks that include nor'easters, extreme cold, ice storms, making flood insurance an important consideration. Standard homeowners policies do not cover flood damage, so a separate flood policy through the NFIP or a private insurer is necessary if your property is in or near a flood-prone area. A local Lewiston agent can help you assess your specific risk.
How much does renters insurance cost in Lewiston?
Renters insurance in Maine averages about $153 per year, or roughly $13 per month. That's below the national average of $189 per year. Your actual cost in Lewiston depends on your coverage limits, deductible, and any bundled discounts with other policies.

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