📍Joliet, IL

Find Insurance Agents in Joliet, IL

Joliet has 35 insurance agents averaging 4.3 stars across 3,754 reviews. The most popular services are auto (21 agents), home (21 agents), life (21 agents).

35
Licensed Agents
4.3/5
Avg. Rating
11 yrs
Avg. Experience
8
Service Types

Insurance in Joliet, Illinois

Key insurance factors and local considerations for Joliet residents.

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Auto Insurance in Joliet

Illinois drivers pay an average of $2,316/yr for auto insurance — near the national average of $2,264. With Chicago metro congestion and harsh winter road conditions, comprehensive coverage is especially important. Illinois is an at-fault state with minimum liability of 25/50/20.

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Home Insurance in Joliet

Homeowners in Illinois pay $2,662/yr on average — near the national average.

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Life Insurance in Joliet

With Illinois's cost of living, Joliet residents have diverse life insurance needs. Approximately 52% of Illinois households carry life insurance.

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Renters Insurance in Joliet

Many Joliet residents rent. Renters insurance averages $181/yr in Illinois, protecting personal property and beyond.

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Business Insurance in Joliet

Joliet's economy spans key industries across Financial Services, Manufacturing, Agriculture. Illinois requires workers compensation for most employers.

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Final Expense Insurance in Joliet

With a growing senior community and regional funeral costs averaging $8,500, final expense insurance helps Joliet families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Joliet

Many Joliet households own pets. With average vet visit costs of $70 in Illinois, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Joliet

Illinois has a 7% uninsured rate. Residents can find plans through the federal marketplace at healthcare.gov. Open enrollment runs November through January.

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📊Local Data

Joliet, IL Insurance by the Numbers

Key insurance, driving, and demographic statistics for Joliet and Illinois to help you make informed coverage decisions.

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8,631,485
Licensed Drivers in IL
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Auto Insurance

$2,316/yr
Avg. auto premium in IL
11.8%
Uninsured motorist rate
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Home Insurance

$2,662/yr
Avg. homeowners premium in IL
$222/mo
Monthly cost estimate
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Renters Insurance

$181/yr
Avg. renters premium in IL
$15/mo
Monthly cost estimate
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Motorcycle Insurance

$570/yr
Avg. motorcycle premium in IL
None
Helmet law requirement
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Health Insurance

7%
Uninsured rate in IL
Partnership
ACA Marketplace type
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Life Insurance

52%
Life insurance ownership rate
Average
Life expectancy rank
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Business Insurance

1,300,000
Small businesses in IL
Required
Workers' comp status
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Final Expense

16.1%
Population age 65+
$8,500
Avg. funeral cost
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Pet Insurance

63%
Pet ownership rate
$70
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Joliet, IL

What types of insurance can I find in Joliet, IL?
Insurance agents in Joliet offer auto insurance, home insurance, life insurance, renters insurance, health insurance, pet insurance, final expense insurance, and business insurance. With 35 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Joliet?
Joliet has 35 licensed insurance agents with an average rating of 4.3 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
How much does car insurance cost in Joliet, IL?
The average car insurance premium in Illinois is $2,316 per year, which is above the national average of $2,264. Your actual rate in Joliet depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Joliet agents is the best way to find your lowest rate.
Do I need flood insurance in Joliet?
Joliet faces weather risks that include severe thunderstorms, tornadoes, extreme cold, making flood insurance an important consideration. Standard homeowners policies do not cover flood damage, so a separate flood policy through the NFIP or a private insurer is necessary if your property is in or near a flood-prone area. A local Joliet agent can help you assess your specific risk.
How much does renters insurance cost in Joliet?
Renters insurance in Illinois averages about $181 per year, or roughly $15 per month. That's below the national average of $189 per year. Your actual cost in Joliet depends on your coverage limits, deductible, and any bundled discounts with other policies.
What business insurance do Financial Services companies need in Joliet?
Financial Services businesses in Joliet typically need general liability, professional liability, workers' compensation, and commercial property coverage. Depending on the nature of the business, additional coverage like business interruption or commercial auto insurance may be necessary. A Joliet commercial insurance agent can tailor a policy package to your industry's specific risks.

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