📍Hattiesburg, MS

Find Insurance Agents in Hattiesburg, MS

Hattiesburg has 39 insurance agents averaging 4.4 stars across 2,048 reviews. The most popular services are pet (22 agents), auto (21 agents), home (21 agents).

39
Licensed Agents
4.4/5
Avg. Rating
12 yrs
Avg. Experience
7
Service Types

Insurance in Hattiesburg, Mississippi

Key insurance factors and local considerations for Hattiesburg residents.

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Auto Insurance in Hattiesburg

Mississippi drivers pay an average of $2,061/yr for auto insurance — 9% below the national average of $2,264. With high uninsured motorist rate and rural road hazards, comprehensive coverage is especially important. Mississippi is an at-fault state with minimum liability of 25/50/25.

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Home Insurance in Hattiesburg

Homeowners in Mississippi pay $4,131/yr on average — 60% above the national average.

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Life Insurance in Hattiesburg

With Mississippi's cost of living, Hattiesburg residents have diverse life insurance needs. Approximately 42% of Mississippi households carry life insurance.

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Renters Insurance in Hattiesburg

Many Hattiesburg residents rent. Renters insurance averages $266/yr in Mississippi, protecting personal property and beyond.

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Final Expense Insurance in Hattiesburg

With a growing senior community and regional funeral costs averaging $6,800, final expense insurance helps Hattiesburg families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Hattiesburg

Many Hattiesburg households own pets. With average vet visit costs of $48 in Mississippi, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Hattiesburg

Mississippi has a 12.3% uninsured rate. Residents can find plans through the federal marketplace at healthcare.gov. Open enrollment runs November through January.

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📊Local Data

Hattiesburg, MS Insurance by the Numbers

Key insurance, driving, and demographic statistics for Hattiesburg and Mississippi to help you make informed coverage decisions.

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2,071,414
Licensed Drivers in MS
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Auto Insurance

$2,061/yr
Avg. auto premium in MS
29.4%
Uninsured motorist rate
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Home Insurance

$4,131/yr
Avg. homeowners premium in MS
$344/mo
Monthly cost estimate
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Renters Insurance

$266/yr
Avg. renters premium in MS
$22/mo
Monthly cost estimate
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Motorcycle Insurance

$400/yr
Avg. motorcycle premium in MS
All Riders
Helmet law requirement
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Health Insurance

12.3%
Uninsured rate in MS
Federal (HC.gov)
ACA Marketplace type
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Life Insurance

42%
Life insurance ownership rate
Below Avg.
Life expectancy rank
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Business Insurance

280,000
Small businesses in MS
Required
Workers' comp status
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Final Expense

16.4%
Population age 65+
$6,800
Avg. funeral cost
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Pet Insurance

72%
Pet ownership rate
$48
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Hattiesburg, MS

What types of insurance can I find in Hattiesburg, MS?
Insurance agents in Hattiesburg offer auto insurance, home insurance, life insurance, renters insurance, health insurance, pet insurance, and final expense insurance. With 39 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Hattiesburg?
Hattiesburg has 39 licensed insurance agents with an average rating of 4.4 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
Why are so many drivers uninsured in Mississippi?
Mississippi has an uninsured motorist rate of 29.4%, which is above the national average. High premiums, economic hardship, and limited enforcement all contribute to more drivers going without coverage. If you live in Hattiesburg, carrying uninsured/underinsured motorist (UM/UIM) coverage is strongly recommended to protect yourself financially.
How much does car insurance cost in Hattiesburg, MS?
The average car insurance premium in Mississippi is $2,061 per year, which is below the national average of $2,264. Your actual rate in Hattiesburg depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Hattiesburg agents is the best way to find your lowest rate.
Do I need flood insurance in Hattiesburg?
Hattiesburg faces weather risks that include hurricanes (Gulf Coast), tornadoes, flooding, making flood insurance an important consideration. Standard homeowners policies do not cover flood damage, so a separate flood policy through the NFIP or a private insurer is necessary if your property is in or near a flood-prone area. A local Hattiesburg agent can help you assess your specific risk.
Why is home insurance expensive in Mississippi?
Home insurance in Mississippi averages $4,131 per year, about 60% above the national average of $2,580. Natural disaster risk, high rebuilding costs, and increased claims frequency all contribute to elevated premiums. Bundling policies and improving your home's resilience can help Hattiesburg homeowners reduce costs.
How much does renters insurance cost in Hattiesburg?
Renters insurance in Mississippi averages about $266 per year, or roughly $22 per month. That's above the national average of $189 per year. Your actual cost in Hattiesburg depends on your coverage limits, deductible, and any bundled discounts with other policies.
Why are so many people uninsured in Hattiesburg?
In Hattiesburg, the state's overall uninsured rate is 29.4%, which exceeds national averages. Contributing factors include the cost of premiums, limited employer-sponsored options, and gaps in Medicaid eligibility. A licensed health insurance agent in Hattiesburg can help you explore marketplace plans, short-term coverage, or Medicaid options to find affordable protection.

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