📍Evanston, IL

Find Insurance Agents in Evanston, IL

Evanston has 32 insurance agents averaging 4.7 stars across 3,682 reviews. The most popular services are auto (21 agents), home (21 agents), life (21 agents).

32
Licensed Agents
4.7/5
Avg. Rating
12 yrs
Avg. Experience
7
Service Types

Insurance in Evanston, Illinois

Key insurance factors and local considerations for Evanston residents.

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Auto Insurance in Evanston

Illinois drivers pay an average of $2,316/yr for auto insurance — near the national average of $2,264. With Chicago metro congestion and harsh winter road conditions, comprehensive coverage is especially important. Illinois is an at-fault state with minimum liability of 25/50/20.

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Home Insurance in Evanston

Homeowners in Illinois pay $2,662/yr on average — near the national average.

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Life Insurance in Evanston

With Illinois's cost of living, Evanston residents have diverse life insurance needs. Approximately 52% of Illinois households carry life insurance.

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Renters Insurance in Evanston

Many Evanston residents rent. Renters insurance averages $181/yr in Illinois, protecting personal property and beyond.

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Final Expense Insurance in Evanston

With a growing senior community and regional funeral costs averaging $8,500, final expense insurance helps Evanston families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Evanston

Many Evanston households own pets. With average vet visit costs of $70 in Illinois, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Evanston

Illinois has a 7% uninsured rate. Residents can find plans through the federal marketplace at healthcare.gov. Open enrollment runs November through January.

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📊Local Data

Evanston, IL Insurance by the Numbers

Key insurance, driving, and demographic statistics for Evanston and Illinois to help you make informed coverage decisions.

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8,631,485
Licensed Drivers in IL
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Auto Insurance

$2,316/yr
Avg. auto premium in IL
11.8%
Uninsured motorist rate
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Home Insurance

$2,662/yr
Avg. homeowners premium in IL
$222/mo
Monthly cost estimate
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Renters Insurance

$181/yr
Avg. renters premium in IL
$15/mo
Monthly cost estimate
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Motorcycle Insurance

$570/yr
Avg. motorcycle premium in IL
None
Helmet law requirement
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Health Insurance

7%
Uninsured rate in IL
Partnership
ACA Marketplace type
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Life Insurance

52%
Life insurance ownership rate
Average
Life expectancy rank
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Business Insurance

1,300,000
Small businesses in IL
Required
Workers' comp status
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Final Expense

16.1%
Population age 65+
$8,500
Avg. funeral cost
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Pet Insurance

63%
Pet ownership rate
$70
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Evanston, IL

What types of insurance can I find in Evanston, IL?
Insurance agents in Evanston offer auto insurance, home insurance, life insurance, renters insurance, health insurance, pet insurance, and final expense insurance. With 32 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Evanston?
Evanston has 32 licensed insurance agents with an average rating of 4.7 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
How much does car insurance cost in Evanston, IL?
The average car insurance premium in Illinois is $2,316 per year, which is above the national average of $2,264. Your actual rate in Evanston depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Evanston agents is the best way to find your lowest rate.
Do I need flood insurance in Evanston?
Evanston faces weather risks that include severe thunderstorms, tornadoes, extreme cold, making flood insurance an important consideration. Standard homeowners policies do not cover flood damage, so a separate flood policy through the NFIP or a private insurer is necessary if your property is in or near a flood-prone area. A local Evanston agent can help you assess your specific risk.
How much does renters insurance cost in Evanston?
Renters insurance in Illinois averages about $181 per year, or roughly $15 per month. That's below the national average of $189 per year. Your actual cost in Evanston depends on your coverage limits, deductible, and any bundled discounts with other policies.

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