📍Bend, OR

Find Insurance Agents in Bend, OR

Bend has 35 insurance agents averaging 4.6 stars across 2,932 reviews. The most popular services are auto (21 agents), home (21 agents), life (21 agents).

35
Licensed Agents
4.6/5
Avg. Rating
12 yrs
Avg. Experience
7
Service Types

Insurance in Bend, Oregon

Key insurance factors and local considerations for Bend residents.

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Auto Insurance in Bend

Oregon drivers pay an average of $1,956/yr for auto insurance — 14% below the national average of $2,264. With year-round rain reduces traction and mountain pass hazards, comprehensive coverage is especially important. Oregon is an at-fault state with minimum liability of 25/50/20.

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Home Insurance in Bend

Homeowners in Oregon pay $1,226/yr on average — 52% below the national average.

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Life Insurance in Bend

With Oregon's cost of living, Bend residents have diverse life insurance needs. Approximately 51% of Oregon households carry life insurance.

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Renters Insurance in Bend

Many Bend residents rent. Renters insurance averages $158/yr in Oregon, protecting personal property and beyond.

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Final Expense Insurance in Bend

With a growing senior community and regional funeral costs averaging $8,600, final expense insurance helps Bend families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Bend

Many Bend households own pets. With average vet visit costs of $72 in Oregon, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Bend

Oregon has a 6% uninsured rate. Residents can find plans through the federal marketplace at healthcare.gov. Open enrollment runs November through January.

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📊Local Data

Bend, OR Insurance by the Numbers

Key insurance, driving, and demographic statistics for Bend and Oregon to help you make informed coverage decisions.

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3,146,632
Licensed Drivers in OR
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Auto Insurance

$1,956/yr
Avg. auto premium in OR
10.7%
Uninsured motorist rate
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Home Insurance

$1,226/yr
Avg. homeowners premium in OR
$102/mo
Monthly cost estimate
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Renters Insurance

$158/yr
Avg. renters premium in OR
$13/mo
Monthly cost estimate
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Motorcycle Insurance

$500/yr
Avg. motorcycle premium in OR
All Riders
Helmet law requirement
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Health Insurance

6%
Uninsured rate in OR
Partnership
ACA Marketplace type
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Life Insurance

51%
Life insurance ownership rate
Above Avg.
Life expectancy rank
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Business Insurance

450,000
Small businesses in OR
Required
Workers' comp status
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Final Expense

18.2%
Population age 65+
$8,600
Avg. funeral cost
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Pet Insurance

70%
Pet ownership rate
$72
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Bend, OR

What types of insurance can I find in Bend, OR?
Insurance agents in Bend offer final expense insurance, auto insurance, home insurance, life insurance, renters insurance, health insurance, and pet insurance. With 35 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Bend?
Bend has 35 licensed insurance agents with an average rating of 4.6 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
How much does car insurance cost in Bend, OR?
The average car insurance premium in Oregon is $1,956 per year, which is below the national average of $2,264. Your actual rate in Bend depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Bend agents is the best way to find your lowest rate.
How much does renters insurance cost in Bend?
Renters insurance in Oregon averages about $158 per year, or roughly $13 per month. That's below the national average of $189 per year. Your actual cost in Bend depends on your coverage limits, deductible, and any bundled discounts with other policies.

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