Find Insurance Agents in Ames, IA

Iowa drivers pay an average of $1,683/yr for auto insurance — 26% below the national average of $2,264. With rural road hazards and deer collisions very common, comprehensive coverage is especially important. Iowa is an at-fault state with minimum liability of 20/40/15.

Homeowners in Iowa pay $2,319/yr on average — 10% below the national average.

With Iowa's cost of living, Ames residents have diverse life insurance needs. Approximately 55% of Iowa households carry life insurance.

Many Ames residents rent. Renters insurance averages $170/yr in Iowa, protecting personal property and beyond.

With a growing senior community and regional funeral costs averaging $7,800, final expense insurance helps Ames families avoid financial burden. No-exam whole life policies are widely available through local agents.

Many Ames households own pets. With average vet visit costs of $55 in Iowa, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

Iowa has a 5% uninsured rate. Residents can find plans through the federal marketplace at healthcare.gov. Open enrollment runs November through January.